When Should You Get Disability Insurance?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    You should seriously think about purchasing at the very least short term disability insurance if you can't afford long term disability. But before you start shopping around, make sure your employer doesn't have some kind of disability insurance in your group plan. Nevertheless, you should purchase disability insurance when you start working full time.
    Answered on July 27, 2013
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Long Term Disability is what most people need, what is most competitively priced, and what is recommended by most financial counselors when trying to decide between purchasing long and short term disability insurance. You should get is as soon as you can after beginning work at your new job.
    Answered on July 27, 2013
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