When Is Disability Insurance Needed?
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaAssuming the question at what age or circumstance is disability insurance needed, most advisers recommend the day you start working full time. Most American workers have 90 days in cash reserves to pay household expenditures. The average long term disability is around 30 months and the odds of a disability event during your working years is significant. And while Social security disability is available, it’s benefits may not be enough, so purchasing individual disability insurance is necessary and part of your defensive financial plan.Answered on June 13, 2013+01+1 this answer
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