When Is Disability Insurance Necessary?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Disability Insurance is necessary for those who would suffer extreme financial hardship as the result of not drawing a salary for several weeks, months, or years. It is up to you to decide how long you could go without receiving an income, then you can lower your premium for your Disability Insurance policy by extending the elimination period of your policy.
    Answered on June 28, 2013
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