1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    When you buy disability insurance, you should know what amount it will pay, when it will start paying the benefit (elimination period), and how long it will pay. You should know whether it will pay if you cannot perform your OWN job or ANY job, and if it will pay if you can do only go back to work part time and/or being less productive than you were before. You should know whether your policy is renewable and what premium increases you might expect.
    Answered on September 30, 2013
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