What Is The Average Cost Of Disability Insurance?

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    David RacichPRO
    Fountain Hills, Arizona
    Disability premium pricing depends on your medical information, behaviors and your compensation. Medical information is collected such as gender, age, smoking status, health history, current medical condition, etc. Behaviors like dangerous recreational activities, hazardous vocations and motor vehicle violations. And how much of your compensation do you want to coverage within the limits of disability insurance? The generally rule of thumb for a nonsmoking healthy male covering 60% of his compensation can be 3 to 5% of the compensation coverage.
     
    Answered on July 8, 2013
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