What Is Social Security Disability Insurance Program?

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   Christopher Lawrence

   Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey

   Social Security defines a disability as “expected to last at least one year or to result in death and prevents one from doing any substantial, gainful work.” Through our Social Security system here in the United States, benefits are available for workers (and their families) who have earned enough “work credits” to be eligible for Social Security disability benefits. What that means is that the individual must have a proven work record of “credits” in order to qualify for disability benefits under Social Security, and they must have paid into the system in order to obtain a benefit from it. (For young workers, the criteria are a little different because of their limited time in the employment market.)

   Answered on October 15, 2013

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