1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Dave Ramsey believes in a very simple approach. If possible, pay for mostly everything with cash, save your money, diversify and shop for the best deals. Some of his ideas make great financial sense. Others have been questioned by many experienced and unbiased financial planners.

    His website should detail his views on long-term disability coverage.
    Answered on June 2, 2013
  2. 616 POINTS
    Robert J Russell - Finalist for Broker of the Year 2015
    Broker Owner, InsuranceAgentsSelling.com, United States (Most States)
    Dave Ramsey believes that there are 4 must have insurance policies and they are: 1 Life Insurance 2. Long Term Disability Insurance 3. Long Term Care Insurance 4. Homeowners/Renters Insurance. Many people argue about the details of each as well as what company to choose. The bottom line is that there is no set answer for anyone - talk to your insurance agent and decide for you which is the best plan for you.
    Answered on March 6, 2016
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