1. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    The first need for disability insurance is a job. Disability insurance is designed to protect your most valuable asset, your ability to earn a living. There are two basic types of disability insurance, short term and long term. Short term is primarily used in case of a brief illness or injury to be able to have funds coming in to meet everyday bills. Long term disability is meant to supplement an income for years after becoming permanently or long term illness or injury.
    Answered on August 5, 2014
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