1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If you have enough savings to get your through a six month disability, you may not need to purchase short term disability insurance. However, if you can get it at a reasonable price, it could be a great thing to have, especially if you are in a manual labor job where a broken bone, sprain, or surgery could put you out of commission until healed.
    Answered on August 4, 2014
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