Should I Carry Long Term Disability Insurance?

  1. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    It really depends upon your current financial situation. If you have saved enough money that you no longer need to work in order to live, then you may not need long term disability. However, if you could not live for an extended period of time without income, then you should give long term disability insurance a serious consideration. You may purchase up to 70% of your current income in protection on a long term disability plan.
    Answered on August 10, 2014
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