1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If your employer does not offer disability coverage, and if your family relies on your income, you should buy private disability insurance. The most important type of private DI to have is long term disability insurance. This will pay you cash if you are disabled for months or years, even up to age 65, if needed.
    Answered on August 20, 2014
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