I am a surgeon.

 

  1. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    No, I would say that owning a motorcycle will not affect your rates. The only way I see it affecting your rates is if you race your motorcycle competitively.  In that case, you would need to fill out a hazardous sports questionnaire. Then the carrier would either rate up or exclude the activity.  
    Answered on September 5, 2013
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