Is Disability Insurance Cheap Or Expensive?

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   Tim Wilhoit

   Owner, Your Friend 4 Life, Brentwood TN

   Everyone's definition of cheap or expensive varies greatly. Also, there are many factors to determine the cost of one's disability insurance plan. It depends on whether the plan is long or short term. It depends on the elimination periods and benefit limits. Most importantly it depends on the person's age, build, state of residence, occupation, income, net worth, health status and life style. Too many factors to state whether it would be cheap or expensive to do the adequate job of protecting your loss of income due to a serious illness or injury. Feel free to contact me if you need more specifics, I am always happy to help.

   Answered on August 24, 2014

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