1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Long term or short term disability insurance depends on several factors. Disability insurance costs are based on a three items: your personal medical health, your compensation and your vocation. Your gender, age, smoking status, health history, current medical condition contribute to your underwriting classification. Your compensation must be justified or provable. And you vocation whether blue or white collar, hazardous or skill specific all contribute to the price you'll pay for short term disability insurance.
    Answered on July 27, 2013
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