How Much Long Term Disability Insurance Do I Need?

  1. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    When purchasing long term disability insurance I find most working Americans need as much as they can purchase. The maximum a disability policy will allow is in the 70% to 75% range of your current income at the time you receive the medical diagnosis of a disability. There are many policies sold by many companies, be sure your policy pays at least 70% and not 50% or lower. When purchasing long term disability buy on benefits not on price.
    Answered on September 1, 2014
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