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    David RacichPRO
    Fountain Hills, Arizona
    Assuming the long term disability insurance covers your full compensation and the benefit pays until age 65, the following is a general understanding of the benefit amount.  If the disability insurance is not deducted as a business expense, you will receive 60% of your compensation tax free. If the disability insurance is deducted as a business expense, you will receive 80% of your compensation taxable.
     
    Answered on May 29, 2013
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