How Long To Keep Disability Insurance?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   What ever time period you plan on working full time, is the length you want to purchase cover for. Most Americans have less than 90 days in cash reserves, so disability insurance acts like paycheck protection to help pay bills until you recover. Most people plan on working until age 65, so you should have cover for at least that period.

   Answered on July 26, 2013

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