How Long Is Long Term Disability Insurance?

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    David RacichPRO
    Fountain Hills, Arizona
    You can design disability insurance for various periods of coverage, but most working management desire coverage until age 65. If the executive pays the insurance with after tax dollars, then the benefits are tax free. If the business deducts the premium as a business expense then the benefits are taxable at ordinary income tax rates.
     
    Answered on July 2, 2013
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