Long Term Disability Insurance is very important for most people. There are many reasons a person can become disabled for months, years, or permanently. These include back problems, chemotherapy, emphysema, heart problems, arthritis, complications of diabetes, injuries that require rehab, kidney dialysis, MS, and more.
Being temporarily or permanently disabled is not only hard on that person's body and mind, it is also hard on his/her pocketbook. At the same time that expenses are adding up, being unable to draw a paycheck can be catastrophic.
Long Term Disability Insurance pays the disabled person a regular paycheck while he/she is unable to work. There are different features and waiting periods offered, which allow you to adjust your policy to be as expensive or inexpensive as you want. It is important enough to look into, and any of us on this forum who sell it would be happy to help.
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Being temporarily or permanently disabled is not only hard on that person's body and mind, it is also hard on his/her pocketbook. At the same time that expenses are adding up, being unable to draw a paycheck can be catastrophic.
Long Term Disability Insurance pays the disabled person a regular paycheck while he/she is unable to work. There are different features and waiting periods offered, which allow you to adjust your policy to be as expensive or inexpensive as you want. It is important enough to look into, and any of us on this forum who sell it would be happy to help.