How Does Private Disability Insurance Affect Social Security Disability?

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   Peggy Mace

   Most of the U.S.

   You can get up to a total of 80% of your income through a combination of private Disability Insurance and Social Security Disability benefits. If the amount that you are due exceeds 80%, part of the Social Security benefit will be subtracted from the private Disability benefit, or part of the private Disability benefit will be subtracted from the Social Security Disability benefit, so that the total you receive is 80% of your original wages.

   Answered on July 14, 2013

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