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    David RacichPRO
    Fountain Hills, Arizona
    There are two qualification items that you need to address to secure disability insurance protection. The first is health qualification. Your health records and current health condition weigh greatly when applying for disability insurance and can affect the price tag you’ll pay. You’ll receive an underwriting offer from the insurance company. The second is financial justification, where you will need to validate your income or compensation with at least the last two years of tax returns. Once your income is verified you can look at the maximum benefit and make a value proposition decision.
     

    Answered on June 11, 2013
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