What Is Guaranteed Standard Issue Disability Insurance?

My employer is offering guaranteed standard issue disability insurance—what is that?

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    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    Guaranteed standard issue disability insurance, also referred to as GSI, allows large groups of clients to receive disability insurance without having to go through medical or financial underwriting. You’ll receive many of the same riders, elimination periods and occupational classes as you would if you were applying for DI individually.  GSI also provides coverage to employees with pre-existing conditions!
    Answered on September 3, 2013
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