1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Does Disability Insurance cover medical expenses? Disability Insurance pays replacement income to the recipient, usually in an amount that averages 50-70% of what the disabled person brought home when he/she was able to work. The money can be used to pay whatever the recipient desires. Medical bills will not be covered by Disability Insurance unless the benefit recipient uses it for that.
    Answered on May 28, 2013
  2. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Does Disability Insurance cover medical expenses?   It can, but not in the way health insurance would cover medical expenses. Disability insurance simply creates a pool of money for the insured to use for what they need to pay for. If medical expenses are part of their bills to be paid, then yes, disability insurance can help.
    Answered on May 28, 2013
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