Does Disability Insurance Affect SSDI?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    No, Disability Insurance does not affect SSDI. Your Social Security Disability Insurance benefits are based on the taxes you paid in over the years, and that benefit is not reduced if you also collect private Disability Insurance benefits. The amount of private Disability Insurance payments you collect is tailored to supplement the amount of SSDI you get.
    Answered on July 26, 2014
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