The US Dept of Labor's "An Employee's Guide to Health Benefits under COBRA The Consolidated Omnibus Budget Reconciliation Act of 1985" states the following: "Life insurance is not considered 'medical care,' nor are disability
benefits; and COBRA does not cover plans that provide only life insurance or disability benefits." Unfortunately, Disability Insurance is not covered by Cobra.
Agent Owner, Gilmore Insurance Services, Marysville, Washington State
Does Cobra cover disability insurance? No, at this time Cobra continuance options do not include disability insurance. You may check with the disability carrier to see if you can continue the policy on an individual basis. Some plans allow for this, some plans don't. It is important to read through your benefit booklets to see what is offered up to you upon separation of employment. Some things you can take with, some things you can't.
benefits; and COBRA does not cover plans that provide only life insurance or disability benefits." Unfortunately, Disability Insurance is not covered by Cobra.