Can I Get Disability Insurance In Rhode Island If I’m Pregnant?

1. 

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   Peggy Mace

   Most of the U.S.

   Unfortunately, it is not possible to purchase disability insurance that will cover your pregnancy, after you are pregnant, in Rhode Island or other states. The pregnancy is considered a pre-existing condition. If you are buying the disability insurance with the idea of excluding pregnancy related extended absences, it may be possible that some disability policies would cover you with an exclusion.

   Answered on September 5, 2013

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2. 

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   Steve Bartholomew

   General Manager, Wisconsin DI Center, Mequon, WI

   Rhode Island is one of 6 states with what we call "State Cash Sickness" benefits. In Rhode Island, it is called TDI (Temporary Disability Insurance). You should check with your employer whether the TDI benefit will coverage your lost time from work (and replace some of your lost income) due to your current pregnancy.

   Answered on September 1, 2015

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