1. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    Yes you can get disability insurance once you are already pregnant, but your current pregnancy will not be covered. Many insurance companies do not ask pregnancy related medical questions on the policy application. Policies purchased through employers often do not ask these types of questions.

    Any non-pregnancy related illnesses along with accidental injuries would be covered. Most policies will exclude losses for any preexisting medical condition. The exclusion typically lasts for twelve months. Future pregnancies may be covered depending upon the elimination period you choose.
    Answered on August 14, 2014
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