1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    To qualify for disability insurance, of course, you must have an income stream that is not currently subject to rapid change. The policy is medically underwritten, so you would have to qualify for coverage.

    There are many types of cancer and to properly determine the correct answer to your question, you should talk to an experienced broker that is very familiar with several underwriting guidelines of major disability carriers.
    Answered on May 21, 2013
  2. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Depending on the exact type of cancer, most companies would probably not issue the policy if you are currently being treated.  Cancer can be a devastating disease.  No company will issue a policy knowing there is likely to be a claim in the very near future.  If you have a minor skin cancer then you may be able to receive coverage, otherwise it is doubtful.  The only way to find out is to speak with an agent and do a trial application or have him call underwriting at the company for a preliminary evaluation.
    Answered on May 21, 2013
  3. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Can you get Disability Insurance if you have cancer?  Honestly No. If you are currently being treated for Cancer the possibility of being approved for a disabilty policy is slim to none. True well designed disability is very very hard to get with even modest health issues. Active cancer is a decline.
    Answered on May 22, 2013
  4. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    As previously mentioned, the likelihood that you could receive DI from standard carrier is very slim.  However, if you're in remission, there's a possibility that a company like Lloyds of London would write you a policy.  The biggest downside is that, regardless of where you go, they'll most likely exclude anything pertaining to the cancer, even if you're in remission.
    Answered on September 25, 2013
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