Can I Buy Short Term Disability Insurance?
61667 POINTSview profileSteve SavantSyndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale ArizonaYou can purchase short term disability insurance from insurance agents or online brokerage shops. But before you do determine if your employer sponsored group benefit plan has a short term disability policy. Keep min mind that Social Security has a disability plan for working Americans and other for non workers.Answered on August 3, 2013flag this answer.JPG)
63333 POINTSview profilePeggy MaceMost of the U.S.There are very, very few companies that sell short term disability insurance. You may need to go through an agency who handles many carriers to find one. Two carriers that offer it are Assurity Life and Mutual of Omaha Life. If you use a life insurance agency that sells products from those companies, they can help you, if they understand disability insurance.Answered on August 3, 2013flag this answer- 63333 POINTSview profilePeggy MaceMost of the U.S.There are not many companies that sell short term disability policies on the private market, but yes, you can buy short term disability insurance. If it is offered through your workplace, that is usually your best price. But a good broker (like me) would certainly be happy to help you find a private policy if that is not available to you.Answered on July 31, 2014flag this answer
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