Can I Get Disability Insurance If I Have A Stent?

I’m a 45 year old female, and in great health other than the stent.

  1. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    Yes, it is possible that some people with stents are still able to get disability insurance; however, they are almost certainly going to receive a cardio-vascular exclusion. The only company I personally know of that will quote someone with a stent is Petersen International (Lloyds of London), but they’d still need to make sure there aren’t other serious health issues, and, of course, this is all under the assumption that you only have one stent.
    Answered on November 13, 2013
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  2. 11783 POINTS
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Can you get disability insurance with a stent?  While anything is possible, chances are no or the premium will say no for you.  In my 25+ years of insurance I have found disability insurance to be the hardest underwriting to get through. Most people do not consider disability insurance until after they've had a health set back where they realize it would be nice to have income coming in while off work. Unfortunately, usually what ever kept them from work before, will keep them from getting a good priced disability policy.
    Answered on November 17, 2013
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