At What Age Should You Get Disability Insurance?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   You should secure disability insurance when you enter the workforce full time. Disability insurance is part of defensive planning. Most American workers have 90 days in cash reserve and could not maintain their lifestyle without income. Disability insurance is paycheck protection during times of protracted sickness and/or injury and can generate tax free benefits when you need it most.

   Answered on August 5, 2013

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