Why Get Critical Illness Insurance?

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   James E. Tome

   A Critical  care policy pays you not the Doctor or Hospital, in the event of an critical illness, such as a heart attack, stroke, major organ failure, Cancer, loss of the inability to perform 2 Activities of Daily Living. The likely hood if you were to suffer a heart attack, stroke, cancer or the like is that you will likely survive. The bills, mortgage, utilities, & such do not stop because you are ill. The money can also be used to offset health insurance copay's, time off work, second opinion, or anything else. Face amounts usually run any where from $4,000.00 to $500,000.00 lump sum. Some policies offer a Return of Premium, meaning if you never use the insurance, your estate will receive 100% of the premium back.
   HBWavp@gmail.com

   Answered on June 10, 2013

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