The best critical illness insurance is that which has the best features. Some things to look for are:
1) How much of the benefit is paid for each illness,
2) What is the special limitation period (how long you would have to wait before the policy would pay after issue),
3) How many illness are covered,
4) Is the policy guaranteed renewable,
5) How long is the premium guaranteed,
6) Is there a reduction of benefits after a certain age, and
7) Are riders offered (e.g. for accidental death).
There is no one best critical illness insurance policy. To find the one that is best for you, you need to review the conditions covered, the premium you will need to pay, the stability of the insurance company offering it, and the contractual provisions of the policy.
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1) How much of the benefit is paid for each illness,
2) What is the special limitation period (how long you would have to wait before the policy would pay after issue),
3) How many illness are covered,
4) Is the policy guaranteed renewable,
5) How long is the premium guaranteed,
6) Is there a reduction of benefits after a certain age, and
7) Are riders offered (e.g. for accidental death).