What Is Covered With Critical Illness Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The health conditions that are covered by critical illness insurance are determined by what is specified on each policy. The three primary ones are stroke, heart attack and cancer. Some policies also cover such health conditions as major organ transplant, coronary bypass surgery, kidney failure, paralysis, blindness, deafness, or MS.

    Payments are made in a lump sum, or over a course of payments, upon diagnosis of a qualifying condition.
    Answered on June 30, 2013
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    What is covered with critical illness insurance is spelled out in each policy, and differs from company to company. The basic critical illnesses are stroke, heart attack and some types of cancer. The cancer is usually the more serious kind, although some policies will pay a partial benefit for milder types of cancer. Some other critical illnesses that may be covered are organ transplant, Parkinson's, Alzheimer's, kidney failure, coronary bypass, blindness, deafness, or paralysis.
    Answered on August 6, 2013
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