1. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    Filing a claim for Critical Illness Insurance should be a relatively simple process although every company that offers Critical Illness Ins. will have a specific form that will need to be filed.  That form will include the reason for the claim, when it occurred, the place and additional detail.  A qualified doctor will need to certify the diagnosis as well.

    For example:  a first diagnosis heart attach.  Was the muscle damaged (the definition of a heart attack), what percentage of damage, what part of the heart.

    Once verified, the benefit in the form of a check will be cut.
    Depending on the policy, the coverage/policy may drop at that point.  There is one company which will continue coverage for the other conditions so do your homework before purchasing such a policy .
    Answered on December 27, 2013
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