Does Critical Illness Insurance Cover Breast Cancer?
12689 POINTSview profileTed RatliffOwner, SFS Associates,It can if Cancer is named in the policy as one of the critical illnesses covered by the policy. Critical illness policies spell out which illnesses are covered. Most cover things like heart attack, stroke, and sometimes Cancer. most plans require Cancer be added as a separate rider.Answered on May 30, 2013flag this answer.JPG)
63333 POINTSview profilePeggy MaceMost of the U.S.Critical Illness Insurance will usually cover breast cancer, but it may not cover masses in the breast that are in situ or stage 1 cancer (or may pay less for breast cancer in the lower stages). Review your particular policy regarding their guidelines for breast cancer before purchasing your critical illness insurance policy.Answered on August 31, 2013flag this answer- 63333 POINTSview profilePeggy MaceMost of the U.S.Critical Illness Insurance will usually cover breast cancer, but it may not cover masses in the breast that are in situ (DCIS). Some critical illness policies pay for lower stage cancers with a reduced benefit. Review your particular policy regarding their guidelines for breast cancer before purchasing your critical illness insurance policy.Answered on August 4, 2014flag this answer
10968 POINTSview profileTim WilhoitOwner, Your Friend 4 Life, Brentwood TNA critical illness policy that covers cancer should consider breast cancer for claim benefit. The only type of cancers excluded under critical illness policies are the basic skin cancers like basal cell cancer. There are critical illness insurance policies that are scheduled out benefits such as a set amount for each procedure and there are policies that just pay lump sum upon diagnosis. If you cannot locate your policy to read the specifics of your coverage, contact your agent or insurance company to be sure your claims are being processed correctly and you are receiving your benefits in a timely manner. God Bless.Answered on June 2, 2015flag this answer
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