1. 730 POINTS
    Darald Novak AAI
    Retired Agent and Broker, Self Employed, Albany NY USA
    The specific auto insurance policy will have to be examined to determine who is an insured, who is covered, and who is excluded from coverage. Some states have endorsements which exclude specific drivers or persons.  As insurance is regulated heavily on a state to state basis, including your state in your question should assist those of us who answer to give you more specific information. This is too 'general' of a question to provide a simple answer.
    Answered on May 21, 2014
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