When buying a used car that has undergone some type of damage, the previous insurance company that paid out the claim will rate the damage on a scale of A - F. Here, D means the vehicle was involved in some type of serious collision.
Here is the hypothetical where it could seriously effect your insurance. Lets say you buy a category D car. Lets also say you do not have it inspected by a certified dealership or certified mechanic before the purchase. Lets further assume there is chassis that goes unrecorded by a pre-purchase inspection. Now, while driving your new car you get into an accident and make a claim. The insurance company will take the position that any serious damage was there before you bought the car and a result of the previous accident. However, if we remove the assumption that you did not get an inspection, you can show the inspection to your current insurance company and get all of the damage related to your current accident covered by your claim.
.JPG){kind=avatar}
When buying a used car that has undergone some type of damage, the previous insurance company that paid out the claim will rate the damage on a scale of A - F. Here, D means the vehicle was involved in some type of serious collision.
Here is the hypothetical where it could seriously effect your insurance. Lets say you buy a category D car. Lets also say you do not have it inspected by a certified dealership or certified mechanic before the purchase. Lets further assume there is chassis that goes unrecorded by a pre-purchase inspection. Now, while driving your new car you get into an accident and make a claim. The insurance company will take the position that any serious damage was there before you bought the car and a result of the previous accident. However, if we remove the assumption that you did not get an inspection, you can show the inspection to your current insurance company and get all of the damage related to your current accident covered by your claim.
I hope this makes sense and helps.