1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    The rates for different types of insurance are typically based on the perceived and experienced risks within each category of insurance coverage. Kit cars are typically vehicles of relatively low cost and limit to exclusive use by many of their owners. They are typically not an everyday usage item.  Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
    Answered on October 24, 2013
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