Most auto insurance companies/vehicle insurance companies offer a multi-car/multi-vehicle discount: typically, a multi-car/multi-vehicle discount is when you have 2 or more vehicles (cars, trucks, SUVs, motorcycles...) on the same type of policy. Insurance companies usually don't allow the multi-car/multi-vehicle discount for different types of motorized vehicles on different policies. For example - if you have a car on one policy and a motorcycle on a different policy (but both policies are with the same insurance company) then usually you would not get a multi-car/multi-vehicle discount.
You would get the multi-car discount if you have 2 cars insured on the same auto insurance policy. Also, most companies that insure motorcycles will give a multi-unit discount if you insure 2 or more motorcycles on the same motorcycle insurance policy. The key point with the multi-car/multi-vehicle discount is that you are usually required to have 2 or more vehicles covered on the same policy.
It is always best to review with your professional independent insurance broker to find the coverage options, as well as ways to secure all available discounts (so you won't end up paying more than you have to for your insurance).
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Most insurance companies offer various discounts, including multi car in one form or another. Commonly this would apply to 2 or more private passenger vehicles rated on the same policy, but cars insured by the same company that happen to be on separate policies would qualify as well. You may also find that the discount becomes greater the more vehicles that are insured. Some companies extend the multi vehicle discount to younger drivers who are insured with the same company as their parents so long as they are also still residing in their family home.
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You would get the multi-car discount if you have 2 cars insured on the same auto insurance policy. Also, most companies that insure motorcycles will give a multi-unit discount if you insure 2 or more motorcycles on the same motorcycle insurance policy. The key point with the multi-car/multi-vehicle discount is that you are usually required to have 2 or more vehicles covered on the same policy.
It is always best to review with your professional independent insurance broker to find the coverage options, as well as ways to secure all available discounts (so you won't end up paying more than you have to for your insurance).