Who Can I Put On My Auto Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Every driver in your household, unless excluded, should be included on your auto policy.  If you routinely loan your car to someone who is not a member of your household, you are not required to put them on the policy.  This is particularly troublesome when the owner of the car loans the car to someone else on a long term basis.  However, if the car is involved in an accident that information flows back to the owner of the car and the insurance policy.
    Answered on May 23, 2014
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  2. 15645 POINTS
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    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    You may put family members living in your household on your car insurance policy. However, with some carriers, you may also exclude them if they have other coverage for specific reasons. In some instances you can also cover non-family members.  Each situation is different.

    Live answer provided by: Ed Harris - Premier car insurance broker for 33 years and owner of several top-rated national auto insurance websites.
    Answered on May 24, 2014
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