1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Relatives living in the insured's household and related by blood, marriage, adoption, a ward or foster child.

    Any other person using the insured auto with the insured's permission. In Wisconsin this includes an adult member of the household.

    Other persons or organizations are covered in limited situations (refer to the policy).  
    Answered on October 7, 2013
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