1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Cost is only one part of the insurance equation. Not to say that price shouldn't be a concern when seeking to purchase auto insurance, but it shouldn't be the primary concern. You should first find yourself a local agent that you are comfortable working with as they will be the person that you contact when you have questions or concerns about your coverage or claims. A good agent can make all the difference when it comes to a loss.
    Answered on October 30, 2013
  2. 1370 POINTS
    Jack Heller
    Owner, Insurance Browser,
    Where can I get the cheapest shoes ? Price is a important factor in any purchase and chances are good that will get what you pay for. In other words look at what you are buying? Are you just wanting the coverage to be able to use the roads are you expecting that an insurer will step up and defend you, if you cause an accident and will further pay for the damages you cause to other people or their property.  

    Insurance people have an expression. We are not selling shoes. If  all you are interested  in is price you don't understand what you are buying> Keep that in mind and also understand that insurer is pricing the product before any information is know about how you drive. It is a complex business and agents can help understand what you are buying and why .
    Answered on November 14, 2013
  3. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The cheapest car insurance is the policy that fully pays your claim when you have an accident.  Regardless of the premium, a fully paid claim is the true test.  You can get this policy from a trusted agent.  An agent will listen to you, provide sound financial advice and communicate accurately with you and the insurance company.  Then when the claim comes you should have everything in order and the company should do their part.
    Answered on May 13, 2014
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