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Most major auto insurance companies will insure you with a learner's permit...assuming that you are a listed driver on your parent's (for example) policy.
Typically, you are not charged a premium during the pre-licensing stage but you will be rated on the policy once you obtain your full driving privileges.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Depending on your age and state some carriers can issue a policy as a non owned and cover your with out a license but as soon as you get your license you will need to change that .
If you are just a driver on a policy and have a permit and change to a license it should lower the rates
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Typically, you are not charged a premium during the pre-licensing stage but you will be rated on the policy once you obtain your full driving privileges.
If you are just a driver on a policy and have a permit and change to a license it should lower the rates