When Did Auto Insurance Became Mandatory In The Us?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    The requirement for licensed drivers to have automobile insurance started with Massachusetts in 1925 with almost all of the other states in the US to follow suit since then. Each state sets it's own minimum coverage requirements and limits along with the vehicle registration requirements and fines/penalties for not having the required coverage.
    Answered on November 6, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    There isn’t a federal requirement to have automobile insurance.  This requirement is set by individual states.  These requirements vary from state to state.  States have taken this step to promote the general welfare of their citizens.  A car is a lethal weapon that can cause untold mayhem.  When all drivers are insured there is a way to address the needs of the innocent.
    Answered on August 29, 2014
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