1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    If a Tree falls on your auto and causes damage this would fall under your comprehensive coverage. A claim would be paid for your loss minus your deductible up to the value of your vehicle if it were a total loss. If you hit a tree this would fall under your collision coverage. Your loss would be paid up to the value of the vehicle if a total loss minus your deductible.
    Answered on May 25, 2013
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