What Is Voluntary Auto Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    All auto insurance is technically voluntary. Individual states require auto insurance for licensed drivers within that state. Unless you are pulled over by the police though many do not check to verify that you have secured coverage. Only the minimum amounts of coverage are mandated by the state governments, not the carrier or agent.
    Answered on September 5, 2013
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