What Is The Penalty For Driving Without Car Insurance In Kentucky?

  1. 475 POINTS
    Michael Pelfrey
    Owner/Agent, Pelfrey Financial Services, Lexington, KY
    The penalty is $500 or more plus court costs for a first-time offence.  Court costs are often between $150 and $200 dollars.  In addition to the fines for driving without insurance, the state of Kentucky can cancel your car registration if you do not have insurance.  Insurance companies provide a list of insured drivers to the state.  If the state does not receive notification that you have insurance for 60 days, they will send a notice to provide evidence of coverage.  If you do not provide evidence of coverage within 30 days, your auto registration may be canceled.
    Answered on November 25, 2013
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