What Is Part B In Auto Insurance?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Coverage B is Property Damage Liability.  The company pays when you are legally liable for damage or destruction of property caused by your auto. Normally this coverage is to repair the automobile, fence, or building that your auto struck.  The limit on your declaration shows how much the company will pay to defend you and to pay any losses for which you are legally liable.  Any loss beyond the limit of the policy is your responsibility.
    Answered on March 10, 2014
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