What Is Full Coverage Auto Insurance?
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482"Full coverage" means that your policy includes both physical damage coverage for your car and liability coverage to protect you if sued as a result of an accident that you cause. Physical damage is both Comprehensive and Collision. Collision is the more narrowly defined. That is coverage for your car caused by collision with another car, a stationary object or a human being. Comprehensive covers damage for just about everything else-fire, theft, vandalism, hit by a fallen tree, if you hit an animal etc.Answered on October 26, 2013flag this answer
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIIf you have a loan on your vehicle your loan provider will typically require you to have full coverage on the vehicle until the loan amount is satisfied. The loan provider will also typically request that you have a deductible level of no greater than $1000 for collision and other than collision (comprehensive).Answered on October 29, 2013flag this answer
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